🩺 Keep Your Health Insurance a Little Longer

If you have already been terminated, you can request a free 31-day extension your current federal health insurance. This gives you a bit of breathing room while sorting out your next steps. After that, consider an Affordable Care Act (ACA) plan, which could offer subsidies if you’re unemployed.

⚕️ COBRA for Emergencies

If you need to keep your exact same federal health insurance, you can go with Temporary Continuation of Coverage (TCC)—which is basically the federal version of COBRA. Heads up: it’s expensive since the government stops covering its portion, and you pay the full price. However, you don’t need to sign up immediately—if a medical emergency happens within 60 days, you can retroactively enroll to avoid a coverage gap.

Resources Section